Ann: Investor Presentation, page-11

Looking at the results then reading your comments I don't think it's as bad as your saying.
- Litigation funding case is going to be negative until we win and complete a case, so no surprise here. This division will always have lumpy or irregular earnings, just look at imf. Also they said they are going to put into a trust and basically become a fund manager, with a 25% ownership, so this should help this division once restructured.
- Financing business has good results and good margins.
- Insurance broking business has just established so i would give this division time.

The only thing i don't like is interest rate were paying from 12-16.5% seems a bit high, hopefully in the future they can renegotiate to a lower rate. This is putting us into the red.