The Silver Bullet to fix Housing Affordability, page-113

TRY THIS AS A WAY TO FIX HOUSING AFFORDABILITY.

Introduce a "Virtual House Personal FUND" similar to a SMSF arrangement for ordinary people.
Here is the catch: You can only make Authorized Payments out your fund for "personal renting purposes".
You could own a "Real" property or a "Virtual" Property.

This way the Population is more mobile...  eg., You can move to a mining town to find work  or change suburbs easily and not have to  sit in a car or train for 2 hours every day. Australia simply can not afford this 'Sardines in a tin" "Public Transport" wrought.

After you have bought your "Virtual House" then your Superannuation Account would start filling.

Later you could buy a 'Real House' if you wanted to.

Probably this would fix the immigration problem as well.