"I am still optimistic but I do think there are imbalances which need to be resolved, hopefully in an orderly manner"
There have always been imbalances, problems, issues.
Every day since day dot.
But long-term, you cannot enjoy *stockmarket returns* unless you are invested in the stockmarket.
You must take on stockmarket risk to enjoy stockmarket returns.
You know what happens when you are so cautious and risk-averse that you are frozen into inaction.
You get the risk-free return.
In other words 2.3% pa in a CBA passbook account. No ?
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