From and APT user-
He likes the fact that he makes relatively high repayments over a short period.
"I like spending $50 every fortnight, rather than $200 in one hit; it helps me to budget," Luke says.
"I could do the same thing with a credit card, but it just makes me feel a little more comfortable in making an unnecessary purchase."
Ann: FY17 Results Presentation, page-264
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