some balance with this story, page-16

  1. 33 Posts.
    For all the comments posting about RAMS customers having a dodgey credit ratings and not being able to refinance etc. RAMS were not a non conforming lender. LO-doc yes but every major does a lo-doc. WESTPAC even without ABN. Ever their 100% LVR product is a recent addition and the majors push these like crazy and get upset when you dont sell them.
 
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