We all keep blaming the gov for this and that, but the cost of living is going to keep rising the more we the people keep spending as if there is no tomorrow, and don't save a cent. How may people out there do you know that bought a new car, a new house and other stuff all on credit, lots I bet. If we want to keep the cost of living low or under control stop spending and save for a while. The gov isn't going to do it because it make's them money to have us keep spending. We have to take the responsiblity and do it ourselves.