Ripple-XRP, page-72

Interesting video. I don't buy the line that banks are going to become obsolete. Is Bitcoin going to give me a home loan? Or a business loan?

The blockchain technology looks here to stay, much like the invention of computing and the internet it is going to be a valuable tool on a global scale. Much like the tech wreck the crypto sector looks very frothy this year, the long term survivors will be those coins with a real life application. XRP is going to improve the efficiency of the global banking system. XRP has high utility and can be applied with speed and scale, with much better efficacy than Bitcoin which is massively energy intensive and is majority controlled by a small number of Chinese mining groups. We are meant to be trying to reduce emissions, I can't fathom how Bitcoin is going to scale up to true global use unless there is a radical overhaul in how it is mined to drop the energy use and make transaction times and costs useable.