Ann: Big Un Limited Market Update- Finstro, page-61

Sorry, I did not explain myself very well. Providing flexible payment option (through third party) for customers is a good thing IMO. It encourages customers to buy, and allows the company to control its cash flow and have resources for growth. More importantly, the company effectively uses its own money for growth - rather than borrowing which is what many companies do. The comment was really about the idea of BIG starting to use its own resources for financing customers. I think it is possible to do that in the future as BIG matures and doesn't need all that cash for growth. But may be too early to do that now when the company is still growing.