Body corp fees covers all common ground maintenance, garden, plus insurance of buildings. I pay insurance on my own contents and included that yearly premium calculated weekly, in my list.
I have a gardener who mows etc as I have a reasonable size garden on my house title.II do most of it myself as I love gardening.
Naturestrip mowing paid by body corporate, cheap, because mowed when my grass is mowed at the same time. My personal gardening expenses I did not include in the list posted but I have them on my own list and they are only $10 per week, not counting a few plants I buy like annuals or the occasional pot plants.
For some maybe car depreciation should be part of list but not in my list. Aware of that omission.
Cheers.
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