Another AFR article, page-212

This banter about it being a ponzi scheme is really off the mark and i dont see it as helpful discussion. Nobody here really knows what will happen in the end to big but its my view that the fc arrangement was simply poorly executed , by that I suggest management in their wildest dreams never thought it would be exhausted so quickly. In my view they probably lost control of the sales and marketing teams who in a very very short space of time took the easy road to selling. Lets be frank , with the amt of free cash they have , they really didnt need $19m of "debt" and the hard work needed to now try and work it down to a manageable level.

For those that hold i hope for the best.