Yes wait until it gets really ugly and housing drops and rates rise further and then employment starts to fall as well.
THEN WATCH EVERONE START TO WHINGE WHINE AND SCREAM FOR BLOOD;
AS IN MOST INSTANCES EVERYONE GOES LOOKING FOR A SCAPEGOAT FOR THEIR OWN PROBLEMS AND REASONS THEY HAVE OVER COMMITTED AND OVER SPENT ETC ETC ETC
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