"Banks are here to stay"............yes
"people will borrow because everyone wants the latest and the greatest, that's the way it has been and that's the way its going to be."...............NO, in a deflationary enviroment, would you borrow today when the price is going to be cheaper next year?
"You might not like it but you can't do anything about it."............yes i can....be debt free, save and do not borrow
"Things are not going to change because there are people very important people , smarter , wealthier than you can imagine , that are happy with the way things run."...............agree maybe, but THEY require booms and busts to make money.......we have just had our boom........now for the bust
slikk, your investment stratergy is flawed and is probably costing you money and will continue to do so for years to come! :)
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