Ring/dial your bank number......then wait for then to tell you which number is for BPAY or tranfering money via Bpay, then they will ask you to digit the biller code number, then the customer number and the amount you want to send.
After that they will confirm every detail you've input and ask you if you want to change something or accept the transaction..... and finally they will give you your final balance and a receipt number....'