adelaide bank will sink and take bendigo down, page-9

hi david,

that's a big portfolio david. if it's unencumbered then 'tis time for you to start out on more things in life than being serious about the stresses of the mkt place. if it is encumbered then i can understand why you are nervous. only a fool imo is thinking that the market has bottomed. this is a very serious bear mkt as far as i'm concerned and it will not end until the miners have collapsed. and collapse they will. just read the history books of the cycles and you'll know where i'm coming from. the chindias will retreat before their meteoric rise into industrial developed nations. maybe just in my lifetime but i doubt it. 20 yrs should see both getting there.

aimho.

40.