Hi kingpins,
The decline in my share holdings today are more heart-stopping than last year's spend. At least I can see a few new clothes in my cupboard as a consequence whereas the figures on my spreadsheet have declined dramatically today. Such is life, however. I can't even spell furlag (I mean frugal). My frugal days occurred when I was younger and bought my first property. Enjoyed the challenge immensely. Paid off within 28 months and never had a house debt since. Was always proud of that because I once loved to spend on clothes, when first working. cheers, pica.