Just read this thread - doing my head in that some posters (ironically one notable contributor with a number for a name) seem incapable of grasping the business model.
Do yourself a favour and go back to APT business model 101. Perhaps https://www.smartcompany.com.au/finance/how-lending-startups-like-afterpay-make-their-money/ might help explain how APT makes money.
There has been some absolute rubbish posted on this thread. But then, why should the facts get in the way of a good downramp.
Ann: Business Developments - Updated Version, page-355
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