I will endeavour to go through both loan processes side by side to compare.
But in honesty:
1) ease of use - is not enough of a differentiator
2) cheaper interest rate - well this is good but is it guaranteed to be cheaper every time? And is this alone good enough to set this company apart in the long run?
im genuinely interested in this stock but as any investor should do we need to find the mvp or star quality in the company or product we put in to. I’m still looking for it here
i will try the loan process as you suggest
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