financial advise, page-14

sumayo said:

"I just don't know how people with much bigger Home Loans on Less money are doing it....? we must be in one hell of a mess...?"

There is a very simple answer to that: you need to learn to live within your means, unless you want to get deeper into debts.

Many people on lower incomes with family committments can do that; so can you.

Next time when you read about working people asking for a pay rise, spare a thought for them :-)