You need try and stop twisting people's words. My point was that APT is more derisked than SPT which is pretty normal considering they are at very different maturity stages. I'm more comfortable with APT's risk than I am with SPT. I'm not sure why this is so hard to comprehend. Like I've mentioned earlier, people have different risk appetites, time horizons and life circumstances.
Charts - SPT, page-448
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