Pre-open ANN tomorrow, page-45

I agree.....upto an extent.
huge potential ahead, super growth, brilliant management, great strategy and execution, no doubt.
however, the problem with this stock however is that it's not just too volatile, it's a bit fragile too.
lot of small factors can affect it negatively too in a very short span of time. it's still growing, not fully established yet.
any rise in bad debt in US, slowing of new users on boarding, reduction in their margin, growth slower than expected in UK due to existing compeition etc etc. just that we have to watch it really really close at least till we are established in UK and US as well.
in ANZ, retailers are able to offer other BNPL options, simply means that APT don't have an exclusive clause in their contract. not that it matters too much but it does matter with some very aggressive competition jumping in the sector.

so, for me, it's very important to keep a close eye on positive as well as negative factors on a daily basis.

anyways... hopefully, we all get what we are expecting out of this. I would love to see an Aussie company taking over the world like PayPal.
inspiration for others.