I was shopping at a baby bunting outlet over the weekend with the missus for goodies for baby number 2.
I asked the older lady at the cashier was there a minimum spend to use Afterpay.
She surprisingly did not know the answer to this so said she will radio management, before she had a chance the two younger cashiers either side of her piped up that yes they allow any amount.
Anyway I then proceeded to eavesdrop on the conversation between these two much younger individuals on how much they loved APT , one in particular proclaiming she was addicted it to now, that she is constantly " topped out" and how she much she wished she could use it everywhere.
To the doubters go and take a walk around a major retail outlet like a Westfields , every store is basically APT or ZIP and sometimes even both.
If the US reaches 20% of this saturation , its all over.
Throw in the UK on top and you can see why many people think this go triple or quadruple bag from here.