Try to tell you Bill!, page-13

That's nuts Kashmir

I and my children bought houses at the bottom of the pile.
The cheapest, inconvenient.
Precisely so the borrowed money would be smaller and easier to pay off.

20 years later we were able to get a place in our preferred location.

Expecting to start at the top, space for animals, pool too.

You didn't look too hard if you could not find an affordable house in the US.

Malcolm (F) said it was not meant to be easy.

Harden up and do some work snowflake.