Ann: EFTPay Partnership, page-109

Apart from Splitit going to kick arse. It is a “moral company” for “savvy users” and thus will transpond to
the “savvy and savoury” investors. (It’s a reverse lay-bys) you may not have heard of lay-buy, however it’s something nearly everyone did “few years ago”.............Rather than apt etc, throwing “gifts” 2 the “youth of 2day” wanting 2 buy there boyfriends or girlfriends a $100 perfume, this is a company for the middle class, to purchase a $4-8 k cruise perhaps? And “KNOW” they can pay it back. Also the “smart” “live within there means”, youth (and there is still a few) will also Use and Love. “Split-it” positive. “Afterpay” yes (they will have to “pay” negative with lots of interest etc.