@Sabbath
hey
this bit
"Basically compulsory super was introduced because governments didn't trust poor people to manage their own finances so they legally take earnings out of your pocket (pay) to stop you spending it unwisely and then give you your own money back via a pension in later years."
to be clear, the money used to pay the government pension to old age pensioners (government welfare pension) does not come from superannuation accounts - that government old age pension money comes from the taxation system (other taxpayers).
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Proposal to abolish refundability of Franking Credits, page-518
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