Ann: Quarterly Report June 2019, page-16

not having a go at you but on what basis do you come to that conclusion? Same for those saying that financial advisors are the way to go. When my super was with funds I was lucky to get 6% and then you had to pay fees. The first year I took control of my super I did 300% mostly on CVN and over the many years I have managed it myself it still works out to average 100% of my initial investment. I find it interesting that most on HC rave about CVN but then say should only have x% in CVN. I know what I will be doing and that’s ignoring the so called experts because they will always cover their backsides by being conservative so they don’t get sued and that can cost you and me a lot of money.