ric, spoken to ING, CBA, one direct...was borrowing around 80% of contract price, put extra money in, but banks due to valuation said, my 80% will be there 90% approx,which would mean would have to pay LMI, march 2009 you should be good, as the credit crisis would be all over by then hopfully and we would lower rates
and warnie your right about LMI companies, genworth insurance are rejecting applications even with a small default of less than $100.00 as well, they the risk is too high for them to insurace
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