I had no idea you had figures on personal costs of the PM I will accept that you are correct for sake of discussion. I point out that I am not a clairvoyant and point out that whatever brand of PM, the costs would be similar, excepting of course the “augmented” ha ha, costs of their policies would be entirely different . I’m thinking here, if Swanny or other his crony chappies /chappettes was/were PM he would most likely do a lot less for more cost, -unless of course you count damage. In that case I know he would do truckloads more for less. After all they are proven performers.
