RBA announcement is nonsense, page-286

Depends what I was initially after. 100 000 points offer cards I applied for...did the minimum spend to qualify on my missus square reader and used the cash. That's if I wanted points.

After a year I went to close and they offered me a BT. NAB has given me 3 BTs now. Could probably wrangle something like you propose if your negotiation skills are on point but you might not have much to leverage in such a short time negotiation wise (I.e you paid an annual fee that's something - you have to give something).