Goldman Sachs insist $42.90, page-6

We have HUMM and APT at my work (car dealership, use it for parts/service/extras) and we still prefer APT... Humm charges us 12.12%, most of the time I have to jump through hoops to get a customer approved, and the customer cops $8 a month fee + $50 establishment fee on top of borrow amount... so much easier when a customer flashes an APT app, already educated on what APT is/how it works, and they know already what they're paying with no extras costs (late fees excluded)... Would rather cop slightly higher charges with APT that brings in more foot traffic AND makes everyone's life easier