See you guys at 65, page-100

They are paid for a long game. CBA picked up so many distressed assets during the GFC its not funny. They went as low as $29

They need to conserve cash to allow them to pick up those assets over the next 12 - 18 months. A40 will hopefully be the first.

AJM could be next then even PLS. Debt is a killer in a recession and we are not in one yet, but we all know one is coming.

Be patient. If you bought for a quick buy and sell tough shit i say.