SP1 southern cross payments ltd

Summary of Issues and Rationale for continued support of ISX, page-97

  1. 96 Posts.
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    Card not present fraud looks like this.
    1. Card stolen and used to buy say, a pair of jeans online.
    2. Cardholder disputes legitimate charge for the jeans, known as friendly fraud.

    The merchant won't send jeans until the puzzle is retrieved from account (aka Paydentity+ISXPAY) thus securing the transaction.
 
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