Ann: AMP Reports FY 19 Results, page-61

I have to say that there was a lot of profit lost due to several one offs that over time will reduce or disappear altogether.

One of the biggest costs was

Group Office Cost:- $128M
The increase from FY 18 is largely due to the inclusion of major regulatory and compliance project costs in controllable costs and increased professional indemnity insurance costs.
So hopefully this will return to normal in FY 20.

Interest expense on corporate debt:- $65M
Once debt is paid off with the Life sale then this will disappear too.

Client Remediation costs:- $153M
Ongoing until everyone is paid their due, but won't be forever, so this will disappear in the future.

Separation Costs:- $183 Million
Separation costs of A$183m relate to the execution of the sale of AMP Life. Once AMP Life is gone, so will these costs.

Transformation:- $28M
Largely relate to realising cost improvements and program costs.

There were others, but these stuck out more than the rest. Over time these will reduce or disappear all together.
The result will be an increase in profit which hopefully will once again return to AMP (I am hoping).