i don't want to necessarily want to agree with DDD as his stance is clearly super bearish, but i'd love for someone to explain to me how APT will eventually make a profit? Understand they want growth in revenue and market share etc. now but the losses just keep piling up with this massive valuation, and it seems like this will continue. what will they need to change to become profitable and will it be at the cost of the consumers who then switch away from this BNPL model? i can't get away from this looking like a house of cards.
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