us home prices keep crashing same here soon, page-29

They say that you can only put your money in three things, property, shares, or the bank, well maybe four? if you count' Malcolm Frasers under the bed!but all of these are under attack, except for perhaps the last one!
Why is it that I get the destinct feeling that there may have been some grander plan, to pry some of that hard earned money from those that have worked and saved hard all their lives for retirement?

I don't want to appear cynical, or alarmist, but there has been a lot of wealth stored away, by many over the years in retirement schemes, and the baby boomer cycle into retirement is just about to hit full tilt, was there ever enough money for the payouts in the first place, many of these schemes were unfunded? or was there a problem coming with future tax collections for Governments? because of a vast majority of the population having reached retirement age, and not having enough workers to support the future tax system to allow the Governments to fund any future works, including an ever increasing welfare system?