upbeat presentation from jones, page-13

Hey Denial,
I may be able to offer you some sunglasses to give you a chance to think, otherwise I apologise if I am telling you how to suck eggs.

I am not sure, but going by your comment of "leaving 100k shares to each of your kids" I guess you may have fallen into the same trap I did.

We put an unknown future value on the shares we hold under the pretence that Xamount of shares will be worth Xamount of dollars in Xamount of years. Naturally, we presume the more shares you build up and hold, the more Xamount of dollars you will end up with.
Risk is brushed aside because of Xamount of shares = Xamount of future dollars.

We then become scared to sell shares even though they are dropping in front of our eyes because we think that if we sell and the shareprice turns around and goes back up we won't be able to buy back the same Xamount of shares.

Then it eventually gets to a point where you think it's not worth selling at this price because I still hold Xamount of shares and one day they will be worth Xamount of dollars.

Try this formula to help realise what that sort of mentality can do to your finances.

Xamount GBG shares x $1.87 (the last high)= $????
Xamount GBG shares x $0.67 (today's avg.so far say)= $????
Xamount GBG shares x $1.20 (dif. between the 2 prices)= Xamount of dollars lost by holding onto Xamount of shares waiting for Xamount of dollars.

As I said, sorry if I'm preaching, but I've been down that road. It doesn't matter if it's GBG or anything else but thinking in terms of the number of shares rather than the number of dollars is a painful trap.

Far more profitable for your kids and less risky if you plan on leaving them Xamount of dollars rather than Xamount of shares. That way you watch your money rather than your shares.