Nickyjames,
dont overlook one important fact when going back over your past 10 years..
back then housing was at a 1:3 ratio, there was plenty of room in peoples income to always pay more.. always has been over the past 10 years.
at 1:7 ratio, there aint much left to give anymore.. the wall is about to be hit..
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i admit i sat on my hands, page-8
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