This is stupid as when interest rates go back up as they will and unemployment reachs 10% these same people will them be asking for a hand out to save them , why. I have paid go tax money all my woking life . this is not a very good idea to raise peoples hopes like this it will only make them angry when they lose there homes . The talking heads on TV are saying that house prices will drop by 40% that in my book is a minium amount. Regards Dennis