Does anybody else think that we will stop expanding internationally after Canada is set up and just focus on our 4 major markets ANZ, USA, UK and Canada. Once we do that and begin to mature, it seems to me we will then just need to find a level of funds that can continually revolve sufficiently for a certain amount of customers, say 25m for example, obtain say $3-5B in cash and let it churn til the cream rises to the top. Bad eggs will be weeded out as customer growth slows down leaving us with a large reliable clientele, staff costs should plateau, bad debts will drop, advertising will be very low as it's always been customer driven anyway, margins will increase, capital won't need to be raised, and in time, the $5b in cash will actually be ours and be self funded so no interest from debt facilities and loans. Once you start crunching the numbers on $5B being circulated with (interest) revolving @ 2-4% per 8 week cycle it becomes very impressive. I'm with $166.66
APT Price at posting:
$27.28 Sentiment: Buy Disclosure: Held
