APT 0.00% $66.47 afterpay limited

Why BNPL and why APT?, page-51

  1. 640 Posts.
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    i see. You are using afterpay as a budgeting tool, but is it actually effective as such? You'd need to be able to pay APT in every shop including restaurants, petrol station and supermarket.

    or is simple mental arithmetic quicker and removes another unnecessary middle man? Ie. I have 500 bucks a week available for non essential spending, so if I spend 200 bucks in the supermarket, leaves approx 40 bucks a day in non essential spend. If I'm spending more than that my budget is blown

    or are you using APT because you can't afford to put away 40 bucks a week to spend on your next game console?
 
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