think management has more to do with it than immigration and low skilled scab labor from overseas myself.
I know Australia’s immigration system is probably the world’s worst, but you can’t blame that now for the banking system slowing down, some say their departure is causing house prices to tank, really scab labor from overseas causing house prices to tank?
Immigrants in Australia may be bad, perhaps even atrocious, but they cannot be blamed for the ills of the banking system and the ooor NAB result. No way. IMHO it is poor management at NAB, like at RBS and AMP, common to all three. interesting to see what CBA comes up with.
How it feels to miss the bottom?, page-241
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