Yep I'm wrong and I'm glad you highlighted this so I can explain.
Let it be known to everyone on this forum that I can increase my limit on Zip Money to 30K.
All I have to do is go through massive credit checks, serve 6 months minimum as an existing customer, maximum split payments of 12 months, with a variable interest rate of 20%. Once I get this all approved, I can't use it like a normal credit card but ONLY on the select few Zip merchants that opt into this.
Hope people understand how inferior this is compared to SPT now. But even with its inferiority, ZIP a billion dollar MC company has decided it sees value to create a model to support their customers.
Cheers, GLTA.
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