Ann: Quarterly Report (Appendix 4C), page-71

See there is that feisty defensive side when we say anything negative about APT.

Yes confidence is high SPT will survive 3 directors just bought up on market and CR will keep them going.

what about all those 30 million Americans who are unemployed that won’t be able to pay their afterpay debt? You do know what a recession is and that the low income are the ones that lose their jobs and suffer most?