this is an historic day for apg, page-23

People
When it is all said and done this is a 'speccy' or 'pennydreadful'. Are we not speculating. Some work, some don't. If you want a nice ride tracking the index (what a load of crap) then you dump your money in a 'fund' or similar. Then they ring you up at the end of the year (like this year) and say "....oh sorry old chap, been a ghastly year" whilst they waltz of with their commissions and trailing commissions etc etc.
Give me APG any day.