Arigold's Updated Valuation - Mastercard Partnership Announced!, page-144

Please correct me if I am wrong, for the last purchase I paid $2700 for 2 bikes last month, I paid by Mastercard CC, when I swiped my card I just to enter the password since it's over $100.
Imagine once the API (SPT and Mastercard) is ready in the next few months as advised, then after swiping my card, I can choose to press 1 or 2 to select SPT Pay which means I can choose to pay by 3 installments ($900 today and another $900 next month and then the last lot $900 will be charged afterwards), for me it's a big financial relief and doesn't cost me extra, for the bike shop, easy for them to attract more customers since all MC have this function and didn't cost them any extra, it's simply a great value added option for both, so it's totally Win-Win for all partners.
For this normal transaction, SPT will be receiving a fee from the shop for example 2% x $900=$18 and if we add all the other installments altogether, it will be roughly $54 for this purchase.

Then if we consider the total Mastercard holders number globally:
926 million MasterCard credit cards circulating in the fourth quarter of 2019, 243 million were in the United States
(https://www.statista.com/statistics/618137/number-of-mastercard-credit-cards-worldwide-by-region/)

I think I don't need to say anything anymore.