Thanks for the tip mate.
Not sure if Warren Buffett has a stake in American Express but if he does, he could be about to enter the BNPL and eat SPT's cake, as per AFR article just out.
Next up will be MasterCard and Visa with their own products.
If merchant sales for SPT didn't peak in May, then the top can't be too far away as the government handouts run out and more and more competition enters the BNPL space.
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