APT Margin Transaction Losses, page-93

I am genuinely interested in trying to understand the appeal of BNPL over a good credit card.

This has probably been discussed at length somewhere else around here, but to me its just a bit of a phase, and one I don't really understand, despite interviewing a few 19 year olds.


Recall, in the 70's and 80's laybye was massive... and then along came credit cards....