The net bad debts are low and should be recorded against receivables.
The reality is zipmoney has so many diversified payment options that you can pay ANYTHING through the platform.
You can even pay the tax office if you want! Use BPAY.. or generate a credit card at check out... there are options galore.
No other BNPL provider even comes close to what zip offers.
Zip is ridiculously undervalued compared fo afterpay and the market will adjust accordingly.. just like it did when we went down to a dollar.
The story is only just getting started here and will continue to be life changing in your portfolio given the now international expansion.
Westpac are laughing with their 80 cent entry and they will continue to laugh.
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