Objective Analysis: Psychology of using BNPL, page-115

He doesn't even realise this BNPL concept is revolutionary. He has reduced the discussion to a pedantic $7 fee discrepancy which is almost immaterial. The Afterpay founders are literal billionaires. They don't need to "pump" their stock. They already have billiions.

Probably also doesn't understand why CBA fees are so expensive compared to other banks and why ppl are still willing to bank with them (even with overpriced fees)..

And why AFP will always trade at a premium to Z1P.. he really needs to do more research & homework