Objective Analysis: Psychology of using BNPL, page-164

The argument is what is a customer worth to APT

The correct answer is the revenue generated less the cost of generating that revenue

For the half year that was $108 million .

@PigsMightFly was correct and you were wrong plain and simple

Within that $108 million was $32 million in late fees and you can be almost certain a good chunk of that was not collected.

$80 million in operating expenses a run rate of $160 million annually.....WTF where is that going