It's a hard one for sure a I'm not sure 'exactly' how the bail in will pan out. I have a 'suspicion' (but could be totally wrong) that the bail-in point might be at the 250K 'deposit guarantee' level and everything over that will get a haircut by the banksters. Personally we have spread our small amount of capital over stocks, some PM's and various Cryptos and a term deposit and some savings (The Invictus funds are doing pretty well if you know how to buy and secure cryptos). I haven't sold any stocks even though a couple of them aren't doing that well and I suspect that stocks will take a further hit soon so I have a little bit left to put into the Wilson LIC's when I think the time is right as I have a high degree of confidence on what they do, even though they are subject to greater market forces as we saw when corholio round #1 was rolled out. Also my 16 year old car is getting shakier by the day so we need some money to replace that in the next 6 months or so.
(Not an investment of course just another expense that will suck up some of our money that the banksters can't pinch). In then end it's down to you and your particular goals and risk profile.
This is just my own opinions and thoughts on the matter, not investment advice, I am not qualified in any way whatsoever, DYOR.
